December 20185CO N T ENTSPg 14 - 32CXO INSIGHTSIN MY OPINION363330232008Disintermediation in Payments ­ All Threat to Financial Institutions, or Are There Hidden Upside Opportunities?Christopher Danvers, VP, Payments & Digital Services, American Airlines Federal Credit UnionInnovation in a Community Bank?Yesterday's News in DataTen Years after the Financial Crisis: Leveraging Technology within a Changing Compliance LandscapeRedefining the Notion of `Branches' in a Rapidly Evolving WorldExperience Transformation: A Different Way of Considering the Branch of the Future and Three Technologies that will Set you Apart.Dan Armstrong, Chief Digital Officer, Customers BankPradeep Ittycheria, Chief Technology Officer, KasasaJohn Dyer, Deputy Chief Compliance Officer, Western UnionDebbie Crowder, Executive Vice President, Head of Branch & Premier Banking, SunTrust BankMatthew Gaspari, EVP/COO, Tucson Federal Credit Union
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