Digital technology has ushered in a new era for the mortgage application process. More and more customers looking to buy or refinance a home are seeking lenders that offer online tools to complete their mortgage loans from home. The overwhelming majority of lenders believe that technology can help improve the mortgage application process, citing benefits that include simplifying the entire process, reducing time to close, and minimizing data entry. During the pandemic, the importance of lenders offering digital solutions such as online applications during the lending process and a mobile application increased for borrowers. Homeowners who used an online application appreciated the simpler application process, reduced time to close, and resulted in fewer, in-person interaction. In fact, the decreased in-person interactions grew in importance as consumers were happy to complete their application process online. Signing documents electronically is quickly becoming the minimum and borrowers expect a seamless experience from start to finish. From a borrower's perspective, the pandemic has accelerated the demand for a consistent, digital first borrowing experience. In this edition of Banking CIO Outlook, we bring you the story of some of the most successful mortgage tech solution providers in Europe that deliver the best outcomes for their clients. This edition also offers a combination of thought leadership from subject matter experts with real-life stories on fostering robust partnerships and exclusive insights from CIOs and CXOs. We hope this edition will provide you the assistance in choosing the right mortgage tech solution provider according to your requirements.Let us know your thoughts!Copyright © 2021 ValleyMedia, Inc. All rights reserved. Reproduction in whole or part of any text, photography or illustrations without written permission from the publisher is prohibited. The publisher assumes no responsibility for unsolicited manuscripts, photographs or illustrations. Views and opinions expressed in this publication are not necessarily those of the magazine and accordingly, no liability is assumed by the publisher thereof.Email:sales@bankingciooutlook.comeditor@bankingciooutlook.commarketing@bankingciooutlook.com JULY - 05 - 2021, Volume 07 - 04 (ISSN 2644-2418) Published by ValleyMedia, Inc. To subscribe to Banking CIO OutlookVisit www.bankingciooutlook.com Editorial StaffSalesAnnie Mathewsannie.mathews@bankingciooutlook.comVisualizerRonald DonovanIssac GeorgeManaging EditorJames RobertsonDigital Technology is changing the Face of the Mortgage IndustryJames RobertsonManaging Editor editor@bankingciooutlook.comCarolynn WaltersJustin SmithJoseph MichaelEditorialKenneth ThomasRussell ThomasPaul Barber*Some of the Insights are based on the interviews with respective CIOs and CXOs to our editorial staff
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