OCTOBER-NOVEMBER 20255CIO INSIGHTS The Road to Faster Payment Solutions ­ Challenges and ProspectsEmmelda Lawrence, Manager, Digital Servicing, Commercial Banking - Cash Management & Treasury Solutions, Fremont Bank16Shaping the Future of Banking with ITMsMichael Noftsger, Chief Administrative Officer (CAO), Forcht Bank32Resilience in the Age of Uncertainty: A Tech Leader's Strategic ImperativeChristiaan ter Haar, MD, Head of Technology, CTO North America,Rabobank30Human-Centered Banking for Stronger Local Economic ResilienceStephanie McClendon, Chief of Community Banking, First Federal Bank34CXO INSIGHTS Why Your AI Models Need to Talk to Each Other (and Maybe Take Yoga Together)Jerry Duan, SVP, Director, Credit Risk Models, United Community Bank21Improving Tech ROI through Stronger Internal PartnershipsMark Sanchioni, SVP and Chief Banking Officer, Ridgewood Savings Bank26The Importance of Data Governance when Implementing AIMarc Ashworth, Chief Information Security Officer, First Bank28Technology Leadership Redefining the Future of Community BankingRob Beachy, Chief Information Officer, Sturgis Bank24TOP AI DIGITAL BANKING SOLUTION 2025XpertSavers20STATE OF THE INDUSTRYSmart Banking: Leveraging AI for Enhanced Security and Customer Engagement18Shaping Modern Commerce Through Secure Electronic Payment Systems14 TOP 10BANKINGCIOs2025Honored ByPG 36-37Mihir Shah,CTOJennifer Armstrong, CEO
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